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Ric Stott



Need some help fixing my stupidity

2020-07-02; 09:29:24 EDT

Member Since

2013-07-01

Posts: 431

Rob 
Someone suggested contacting your insurance company - i think Mike, and I agree. 
Embarrassing mistakes that make experienced sailors feel stupid are just what insurance is for - don’t let you ego get in the way, make the call.
I use geico boat insurance through boat us. they have been very good and fair to me. 
I did NOT file a claim for my 'centerboard through the cap and trunk" event last fall because of an immediate trip to Europe interrupted by a serious illness and subsequent death in the family, interrupted  by corona.
Besides, I felt embarrassed and stupid and felt like it was my fault, AND I knew there was nobody to fix it other than me -  so I didn’t’t make the claim.  
I wish I had filed the claim, which I think is too late now. I did file a claim for my broken motor mount and sunken Yamaha. They did not cover the rot for the mount and will not pay for that, but it looks like I’ll get some settlement to pay for motor repairs, even if I perform those myself  or buy a new motor.  
It’s worth a  call and a cost estimate form a Pro and in some cases they can determine a settlement price without service provider estimates, especially if providers are limited. 
Ric 
Dadventure 
HBNY 
PS - Loved the ‘DeBond” story. 

Richard Stott, AIA, LEED AP 
www.stottarchitecture.com
Office	631-283-1777
Cell		516-965-3164 





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